What is Zombie Debt, and How Do You Get Rid of It?

If you’ve ever been sent to collections over an unpaid debt, then you know what a hassle this process can be. Collection agencies are often aggressive and resort to harassing phone calls and manipulative debt collection tactics.

In most circumstances, you can work something out with your creditors, deal with the delinquency, and move on. But what if you’ve dealt with your delinquency and your creditors are not moving on?

Then you’re dealing with a problem commonly referred to as zombie debt.

What is zombie debt?

Zombie debt is any debt that has long been erased from your credit report yet debt collectors still keep trying to collect on it. It could be that the debt is past the statute of limitations, it’s already been paid off, or it may not even be yours.

The original creditor is likely done with it and has moved on. But just when you think it isn’t an issue anymore, the debt is bought by another debt collection agency. Then you start receiving the harassing phone calls and letters all over again.

Not only is zombie debt frustrating, but you continue to suffer financially for a mistake that you’ve either already dealt with or were never responsible for in the first place. Even if a debt collection agency cannot legally collect on the debt, it can still show up on your credit report and hurt your credit score.

Common Case of Zombie Debt

Let’s look at some common cases of zombie debt:

  • Time-barred debt that is past the statute of limitations: If you default on a loan, the debt collector has a certain length of time that they can collect on that debt and take you to court. Once you’re past the statute of limitations, you’re no longer liable for the debt. However, debt collectors will often purchase the old debt and try to collect it anyway.
  • Debt that was discharged in bankruptcy: Sometimes, debt collection agencies will try to revive debt that has been dealt with and discharged through bankruptcy.
  • Debt that isn’t yours: If you’ve been the victim of identity theft, then a debt collector may be harassing you about debt that isn’t even yours. This is the most frustrating kind of zombie debt since you never did anything wrong.

What kind of tactics do debt collectors use?

A debt collector’s only goal is to convince you to make a payment on the debt they claim you owe. And many debt collectors are willing to resort to questionable or even illegal practices to get you to pay up.

That’s because the minute you make a payment on the debt, it gives the debt collector an opening to sue you for the remaining balance. If the debt is beyond the statute of limitations, even a small payment resets the clock entirely.

Knowing some of the common tactics that a debt collection agency uses is the best way to know how to handle them. Here are a few examples to watch out for:

  • Threaten to sue you: Many debt collectors will threaten to take you to court, even if they can’t legally collect on the debt and are not allowed to sue you. The goal is simply to scare you into making a payment.
  • Verbally harass you: According to the Fair Debt Collection Practices Act, debt collectors are not allowed to harass borrowers. But unfortunately, many debt collectors do it anyway.
  • Try to get information out of you: Debt collectors will try to learn anything about you that they can so they can use the information against you.
  • Lie to you: Many debt collectors will promise to stop bothering you if you make a payment. They may also promise to remove negative items from your credit report in exchange for a payment. This is usually just a manipulation tactic to get you to make a payment.

See also: How to Deal with Debt Collectors

How to Get Rid of Zombie Debt for Good

If you’re constantly being contacted about zombie debt, it may feel like there is no end in sight. Let’s look at a few ways you can finally kill that zombie debt for good.

1. Monitor your credit score

Information is your best defense against debt collectors who will lie to you to get you to make a payment. Make sure you monitor your credit report closely and watch out for any new items affecting your credit score. And if a debt collection agency is trying to drag up a debt you’ve already paid, look for any receipts and bank statements that verify that fact.

2. Don’t let a debt collector pressure you into making a payment

People often feel embarrassed by their old debt, which gives a debt collector an opening to manipulate you into paying. But you shouldn’t make any payments until you have more information.

The minute you make even a small payment, it becomes much harder for you to get rid of that zombie debt. If you’re past the statute of limitations, making a payment resets the clock on that debt.

If the debt isn’t yours, it becomes much harder to prove that fact if you’ve made a payment. So no matter how much a debt collector tries to pressure you or embarrass you, refuse to make even a small payment on the debt.

3. Ask the creditor to verify the debt

Send the debt collector a debt validation letter. This is a letter requesting that a debt collector proves you owe the debt and that they have a right to collect on that debt.

If the debt collector is unable to validate the debt, then they cannot legally try to collect on it. And if they’re unable to validate the debt, they must remove the item from your credit report. 

4. Seek out additional help

And finally, if this problem doesn’t seem to be getting any better then it may be time to seek out the help of an attorney. Stop communicating with the debt collector. You don’t have to respond to them. An attorney will inform you about what your rights are and what the best course of action is.

Bottom Line

Zombie debt can be challenging to deal with and it may feel like a problem that will never go away. But by being aware of some of the common tactics debt collectors use and seeking help from an attorney, you’ll be prepared to deal with them. And once you’ve resolved the debt for good, you can begin taking steps to repair your credit and build a better financial future.

Source: crediful.com

Earn up to 75,000 miles with these new United credit card offers – The Points Guy

Earn up to 75,000 miles with these new United credit card offers – The Points Guy

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Many of the credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. Please view our advertising policy page for more information.

Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Source: thepointsguy.com

Chase United Business 75,000 Miles Offer ($5,000 Spend), AF Waived First Year

Update 2/25/21: Deal is back and valid until May 5, 2021.

The Offer

Direct link to offer

  • Chase is offering up to 75,000 miles on the United Business card after $5,000 within the first three months

Card Details

  • Annual fee of $99 waived first year
  • $100 annual United travel after 7 United flight purchases over $100
  • 25% back on United inflight purchases
  • Card earns at the following rates:
    • Earn 2 miles per $1 spent on purchases at restaurants, gas stations, and office supply stores.
    • Earn 2 miles per $1 spent on local transit and commuting, including taxicabs, mass transit, tolls, and ride share services
    • Earn 2 miles per $1 spent on tickets purchased from United.
    • Earn 1 mile per $1 spent on all other purchases.
  • 5,000 bonus miles each card anniversary when you have both the United Business card and a personal United credit card
  • Last seat availability
  • Miles don’t expire
  • Free checked bag when you pay with card (for 2 people)
  • Priority boarding
  • 2 Club passes per year
  • No FX fees
  • 5/24 rule applies to this card

Our Verdict

Previously we saw a 100,000 miles offer, but that required an additional $5,000 in spend and the annual fee was not waived. This might be a better option for some people due to the lower spend requirement, but most people will be better off waiting for a 100,000 mile offer to return. Keep in mind 5/24 rule does apply to this card, but Chase business cards do not report to your personal credit report so this card won’t be added to your 5/24 total. I won’t be adding this to our list of the best business credit card bonuses because the 100,000 mile offer was so recent.

Source: doctorofcredit.com

Mortgage Rates Rebound as Inflation Worries Mount

Mortgage rates have soared back to their highest levels since November as inflation concerns increased long-term bond yields, which normally move in tandem with mortgage rates. So reports MarketWatch.

According to Freddie Mac, the average on the 30-year fixed-rate mortgage was 2.81% for the week ending February 18, up from 2.73% the previous week.

Freddie Mac economist Sam Khater said in a press release, “Economic spending has improved, due to the most recent stimulus, but supply chain shortages are causing downstream inflation, leading to higher mortgage rates.”

Read the full article from MarketWatch.

Source: themortgageleader.com

GDP: Growth Estimates Keep Rising

GDP will likely grow by 6.2% or more this year because of the additional fiscal stimulus coming from Congress. Growth estimates keep rising as it becomes more apparent that a package close to the administration’s $1.9 trillion request will make it through Congress in March. The Democrats’ wins in the Georgia Senate races give them control of both Congress and the White House, though with only razor-thin control of the Senate.

As the pandemic recedes, consumers’ savings could be used to splurge on services that they have been skipping, setting up a possible boom in the service sector, beginning mid-year. The consumer savings rate was 13.7% in December, well above its normal level of 7.5%. Consumers saved 16.3% of their disposable income in 2020, and thus will have plenty of cash to boost spending on travel, dining out and other services after the pandemic is brought under control.

GDP growth of 4.1% in the fourth quarter indicated momentum for the economy at the end of last year. Consumers spent more on services, despite a COVID-related decline in eating out, and maintained the same level of goods spending. Businesses increased spending on equipment and inventories, and housing construction rose to its highest level since 2007. All of this spending worsened the trade deficit, since much of it went to imported goods.

First-quarter growth in 2021 should be around 5.5%. It is likely that the economy will regain its prepandemic level by March.

Source: Department of Commerce: GDP Data

Source: kiplinger.com

Fetch Rewards Review – Scan Your Receipts for Rewards & Gift Cards

When it comes to saving money, there are several core money management strategies that are most important. Creating a budget, living frugally, and getting out of debt are examples of impactful positive changes you can make for your financial well-being.

However, if you already have a grasp on the basics, there’s no harm in going one step further. If you can find passive or semi-passive methods to cut down on spending, why not keep more of your hard-earned money?

Mobile coupon apps and browser extensions are examples of low-effort methods to earn rebates. And with Fetch Rewards, a free cash-back app, it’s possible to save even more money when shopping for dozens of your favorite brands. If you want to earn free gift cards and save more money on groceries each year, this is the app for you.

How Fetch Rewards Works

Fetch Rewards lets you earn rebates for purchasing items from partnered Fetch Reward brands. This cash-back rewards app is similar to apps like Ibotta, and the idea is to help shoppers save money in return for their brand loyalty.

Fetch Rewards is free, and the app is available on the Google Play Store and the iOS App Store. Fetch Rewards is only available in the United States. However, if you live in the U.S. and shop at any of the dozens of Fetch Reward brand partners, this app is incredibly simple to use.

Step 1: Download Fetch Rewards & Sign Up

Getting started with Fetch Rewards is easy. To create an account, simply download the Fetch Rewards app and create an account with Facebook or your Google account.

If you have a Fetch Rewards promo code, enter it during the sign-up process. Promo codes usually reward new members with between $1.50 and $2 depending on current promotions.

If you can’t find a Fetch Rewards promo code, use “FRHELP” when signing up. This is Fetch Rewards’ official sign-up code, and you’ll gain your referral reward once you upload your first eligible receipt.

Step 2: Shop for Partner Brands

Apps like Ibotta prioritize getting users to shop at specific retailers to earn rebates. By contrast, Fetch Rewards promotes brands and is not retailer-specific.

With Fetch Rewards, you earn rebates as long as items from a partner brand appear on your shopping receipt. There are plenty of partner brands to choose from as well. Some of the largest brands that work with Fetch Rewards include:

  • Heinz
  • Pepsi
  • Kraft
  • Liberte
  • Oscar Mayer
  • Lunchables
  • Breyers
  • Knorr

Once you complete a shopping trip, snap a picture of your receipt and upload it using the Fetch Rewards app. If a product from a partner brand appears on your receipt, you earn at least 25 points (a $0.025 value).

This is a low base amount, but it’s just the minimum. Typically, receipts with a higher transaction total award more points. Plus, you can upload up to 14 receipts within a seven-day period. Points appear in your Fetch Rewards account within a few hours.

The best part about shopping with Fetch Rewards is that you can upload receipts from a variety of retailers, not just grocery stores. Fetch Rewards accepts receipts from:

  • Convenience stores
  • Gas stations
  • Liquor stores
  • Hardware stores
  • Pet stores
  • Drugstores
  • Club stores

Again, as long as your receipt contains an item from a partner brand, you’re eligible for a rebate.

Step 3: Redeem Fetch Reward Points for Free Gift Cards

One main strength of Fetch Rewards is that you only need 3,000 points ($3) to redeem a reward. This is much lower than with Ibotta or Checkout 51, which each require $20 worth of points to cash out.

In terms of rewards, you have an extensive list of gift cards to choose from. Some of the most popular retailers on the list include:

  • Target
  • Sephora
  • Old Navy
  • Bed Bath & Beyond
  • Staples
  • Burger King
  • Dunkin’ Donuts
  • IHOP
  • Amazon
  • CVS

Fetch Reward partners with hundreds of companies and charities, so it’s easy to find ways to spend your points. All gift cards are electronic, so you receive rewards within a few minutes to an hour after redemption.

Retailers have different rules for how shoppers can use electronic gift cards. For example, you can use Target electronic gift cards on Target.com or in-store through the Target app, but not every merchant offers this flexibility. Be sure to check the terms of the gift card you redeem unless you only plan on shopping online.

Other Ways to Earn With Fetch Rewards

Purchasing products from partner brands and uploading receipts is the main way to earn rebates with Fetch Rewards. However, this app offers other ways to boost your monthly savings.

Shop for Sponsored Products

You might only earn a few hundred Fetch Reward points from a basic shopping trip. But by buying “Special Offer Products,” which are highlighted in the Fetch Rewards app, it’s possible to earn several thousand points with a single receipt.

This system is almost identical to Ibotta’s. However, you don’t have to preselect special-offer products to earn a bonus. Fetch Rewards credits you with bonus points as long as the item is on a receipt, regardless of whether you knew you were buying a special offer or not.

It’s still a good idea to browse special offers before planning a shopping trip to find easy ways to earn bonus points. Buying special-offer products is the fastest way to earn Fetch Reward points and reach the $3 cash-out threshold.

Shop Online & Redeem eReceipt

A new Fetch Rewards feature is eReceipts, which lets you earn points for digital receipts. To use eReceipts, you connect the email that receives your online receipts to Fetch Rewards. You can also connect your Fetch Rewards account to your Amazon account.

Fetch Rewards doesn’t detect eReceipts in your inbox automatically. However, once you link your email or Amazon account, a blue eReceipts button appears next to the regular receipt scanning button in the app. If you tap the eReceipts button, Fetch Rewards searches for recent eReceipts and credits you for shopping at eligible stores.

Currently, there are fewer eReceipt partners than regular brand partners. However, some notable participating brands include:

  • CVS
  • Costco
  • DoorDash
  • Instacart
  • Macy’s
  • Walmart

It’s also worth noting that only regular Amazon and Amazon Prime orders are eligible for points. Services like Amazon Pantry, Amazon Fresh, and Amazon Subscribe & Save don’t qualify.

Save on Prescriptions

If you want to save money on your prescriptions, Fetch Rewards’ partnership with SingleCare is excellent news.

SingleCare uses coupons to help you save money on prescriptions. If you shop through SingleCare, you get a coupon card to use at participating pharmacies to get a discount. SingleCare says you can save up to 80% by using their platform. Plus, you earn Fetch Rewards points within 24 hours after completing your pharmacy purchase.

You don’t need to scan your receipt to earn points; Fetch Rewards detects if you complete a transaction using SingleCare. Your first SingleCare purchase earns 5,000 points, and future purchases earn 1,000 points each.

Refer Friends

The Fetch Rewards referral program is another easy way to earn points. You earn 2,000 points for referring a new user to the app. Points appear in your account after your referral submits their first eligible receipt.

If you have a few friends to refer, this is an easy way to quickly score some free gift cards. The users you refer also earn 2,000 Fetch Rewards points, so it’s a win-win scenario.

To find your referral code, visit the “Me” section of the Fetch Rewards app and then visit “Referral Code.”

Sweepstakes & Contests

Serious Fetch Reward users can take their earnings one step further by participating in various Fetch Reward challenges.

Previous contests like Max Points challenges rewarded the top 25 Fetch Reward monthly earners with extra points. Fetch Reward also runs Brand Bracket challenges, in which players must guess between two head-to-head brands and correctly pick the brand that earns the most sales across all Fetch Reward users. For every correct guess of the 32 head-to-head matches, players earn free Fetch Reward points.

Finally, Fetch Rewards also runs ongoing $1,000 Visa gift card sweepstakes. Users enter sweepstakes by redeeming Fetch Reward points for entry tokens.

New contests occur frequently, so it pays to check the Fetch Reward app for ongoing events and chances to win bonus points.

Key Features

The main strengths of the Fetch Rewards app come from two key features:

Semi-Passive Earnings

Popular cash-back apps like Ibotta require you to shop at specific retailers and to select offers before shopping.

By contrast, Fetch Rewards is mostly passive. As long as you upload a receipt with an eligible product, you earn points. If you get in the habit of scanning receipts after shopping, this is an incredibly low-effort way to earn free gift cards and save money.

Nongrocery Rebates

Fetch Rewards is highly flexible in the different ways you can earn. Because brands are what matter instead of retailers, you can redeem receipts from more than just grocery stores. That means downloading Fetch Rewards is worth it for every shopper, even if you aren’t responsible for the grocery shopping for your household.


There are several benefits to using the Fetch Rewards app, including:

1. Low Cash Out Threshold

The worst thing a cash-back app can do for users is to make the cash-out threshold unrealistic to reach. Thankfully, many gift card options on Fetch Rewards only require 3,000 points to cash out. Realistically, you can benefit from using this app with only a few purchases or a couple of referrals.

2. Wide Variety of Brands

If you like to stick to a specific shopping list or diet, you can still use Fetch Rewards. This app has a wide variety of brands and special product offers, so you can find ways to save money without drastically changing your shopping habits.

Some special-offer products won’t be for you, but that’s all right. Fetch Rewards rotates offers regularly, and basic receipts still add up.

3. Great Gift Card Selection

Fetch Rewards users have access to hundreds of gift card options in 17 categories. It doesn’t matter if you’re interested in clothing, travel, restaurants, or even charitable donations; this app has a reward you’ll enjoy.

4. Double-Dip With Other Reward Programs & Coupons

Fetch Rewards won’t save you thousands of dollars per year. However, the app is free, and it doesn’t prevent you from using other cash-back reward programs or cash-back credit cards. You can also use coupons alongside Fetch Rewards.

Get in the habit of using a cash-back credit card when shopping to earn rewards at the register. Afterward, upload your receipts to Fetch Rewards to earn even more. There is truly no downside to using this app.

5. Multiple Earning Options

Fetch Rewards enables you to earn points for scanning receipts, shopping online with eReceipts, and even refilling your prescriptions. This flexibility makes Fetch Rewards one of the simple shopping apps to use, and there’s truly an earning option for every shopper.


Although Fetch Rewards is easy to use and a nifty way to earn free gift cards, there are some limitations to this app:

1. Lackluster Sign-Up Bonus

The Fetch Rewards referral program gives new users $2 worth of points if they use a promo code during sign-up. By contrast, other rewards apps have a much more lucrative welcome bonus. Ibotta gives new members $20 after they successfully redeem a sponsored offer, while Rakuten awards users $20 for referring their friends.

Fetch Rewards makes up for this somewhat with a low cash-out threshold. However, it’s harder to make money with the Fetch Rewards referral program than with referrals for other popular rebate apps.

2. Points Expire

If you don’t upload a receipt within 90 days, your Fetch Rewards points expire. You must get in the habit of cashing out points whenever possible to avoid losing free gift cards due to inactivity.

3. No PayPal Rewards

Fetch Rewards has an extensive list of gift card rewards. However, unlike competitors like Ibotta, it doesn’t allow you to redeem points for PayPal cash.

This lack of reward flexibility is a major downside for the app. The variety of gift card options helps mitigate the sting, but a lack of PayPal rewards is definitely a weakness.

Final Word

Using Fetch Rewards is a simple, semi-passive way to save more money on everyday purchases. Since Fetch Rewards is brand-specific instead of retailer-specific, it’s easy to earn points just by uploading receipts from whenever you shop. When you factor in the low cash-out threshold and a wide variety of gift card rewards, this app has some significant pros.

However, as with most cash-back apps, it’s important to be realistic with your expectations. Fetch Rewards is a great way to keep more money in your wallet, but chances are it won’t save you hundreds of dollars each year.

You can combine Fetch Rewards with a cash-back credit card to maximize your rewards. Using websites like Rakuten is another excellent method to earn cash back until Fetch Rewards rolls out their e-receipt program.

Ultimately, Fetch Rewards is just one way to save more money each month. Leading a frugal lifestyle, following a budget, and cutting out unnecessary expenses are the most impactful practices you can implement for your finances. Use Fetch Rewards to score free gift cards without much effort, but don’t forget the basics.

Source: moneycrashers.com

Land is in big demand as investors seek safe-haven

U.S. land brokers are reporting an increase in deals and a rise in land values due to what they say is growing demand for rural land.

That’s according to a survey of more than 100 land brokers in the U.S. carried out by National Land Realty, and the findings suggest that we’ll see more of the same in 2021, with even more land purchases expected to take place.

The survey found that more half of the brokers saw an increase in business last year compared to the year prior. Over 60% of respondents said that land values were up too, especially farmland and recreational land.

National Land Realty Chief Executive Jason Walter said the growing demand was due to investors seeking a safe haven in land at a time when the economy was being wrecked by the COVID-19 pandemic. He noted “record-breaking volume” in the second half of the year.

“With all of the traumatic events of 2020, people are looking to not only invest in land outside of the city, but they are also wanting to live on the land they buy, to be able to breathe the fresh COVID-free air and reconnect with the great outdoors,” he said.

That’s backed up by the survey findings, with brokers reporting that the majority of recent land buyers come from urban or suburban areas.

Almost 90% of the brokers surveyed believe that land sales will continue to perform strongly over the next year to 18 months, according to the survey. “And more than 75 percent of [land brokers] believe their business will grow at least 5 percent, if not more than 10 percent, in that same time frame,” added Jason Burbage, president of National Land Realty.

The biggest challenges in 2021 moving forward, land brokers say, will center around geopolitical risk (nearly 24%), followed by financing or interest rate risk (20%) and COVID-related issues (17%).

Source: realtybiznews.com

Borrowers With Fannie Mae, Freddie Mac Mortgages Can Receive Up to 18 Months of Forbearance, Regulator Says

The Federal Housing Finance Agency will allow homeowners to receive an additional three months of forbearance as it extends the COVID-19 relief options available.

The agency announced Thursday that homeowners with loans backed by Fannie Mae and Freddie Mac  can receive up to 18 months of payment relief. To be eligible for the extended forbearance, homeowners must already be signed up for a forbearance plan by the end of February.

The FHFA also amended its separate payment deferral option for homeowners so they can now miss up to 18 months of payments. Those missed payments can be repaid when the mortgage reaches maturity, when the home is sold or when the mortgage is refinanced.

Originally, Fannie Mae and Freddie Mac instructed loan servicers that mortgage borrowers could request up to 12 months of forbearance on their mortgages as a result of the coronavirus pandemic. But earlier this month, the FHFA extended the forbearance period by an additional three months, for up to 15 months’ forbearance.

The new changes announced Thursday were made to bring the agency’s policies in line with the policies set forth by the Biden administration for loans backed by the federal government, including Federal Housing Administration (FHA) and Department of Veterans Affairs (VA) mortgages.

Beyond extending forbearance, the FHFA also announced that it was extending its moratoriums on single-family foreclosures and real estate owned (REO) evictions until June 30. The moratoriums were previously set to expire at the end of March.

Source: realtor.com

Zestimate to double as Zillow’s iBuying offer

Zillow is putting their money where their Zestimate is, at least to a point.

The “Zestimate,” Zillow’s catchy (and soapy) name for estimated home values, will sometimes be used as the initial offer Zillow plans to pay to purchase a home, the company said on Thursday.

Zillow’s own estimated home value is to guide the company on a “limited subset of homes” in 20 markets. The largest of these are Los Angeles, Houston and Phoenix.

The firm’s announcement is an intriguing turn, because it folds up two company priorities into one – boosting consumer faith in the Zestimate, and highlighting Zillow Offers, the company’s instant homebuying, or ibuying, platform.

Even setting aside the various lawsuits that it has spurred, the Zestimate has had bumpy a 15-year journey, such as when former CEO Spencer Rascoff sold his Seattle home for 40 percent below its estimate (Rascoff would continue his seeming battle against the Zestimate, listing an L.A. home last year at $7 million more than its Zestimated price.)

How 2020 exposed a greater need for collaboration between real estate agents and LOs

Technology has given consumers the power of choice and expedited the entire real estate purchasing process. Successful agents, brokerages and loan officers of the future are going to rely significantly on technology to find, nurture and engage with buyers and sellers while also playing an expanding role as personal advisors.

Presented by: Propertybase

In response to a lawsuit over the accuracy of the Zestimate, Zillow in 2017 said the tool was within 5% of the sale price 53.9% of the time, within 10% 75.6% and within 20% nearly 90% of the time.

Still, the Seattle-based firm responded with efforts like computer vision to analyze aerial photos of a home, which followed a public competition, complete with $1 million prize, to improve the Zestimate.

Zillow Offers, meanwhile, came into focus in 2018 when Rich Barton stepped back into the CEO chair. In 2020, the business line accounted for the majority of the company’s revenue and expenses.

Zillow Offers is currently in 25 markets. Though the Zestimate may now dictate an initial offer, a final offer is predicated on a company representative actually visiting the home.

Source: housingwire.com

Extensive, High-Quality Real Estate Data

[Note from editor: The “Mastermind Showcase” highlights companies and news from members of the GEM. Today’s showcase: Homebuyer.]

First American Data & Analytics provides nationwide property, ownership, & public record datasets to real estate professionals. Despite being just 8 years old, First American’s deep-reaching coverage spans nearly 100% of the U.S. housing market.

Available data options range from Tax Assessor data to HOA data to Propensity Scores and more.

What we like: The division benefits from the incredible resources and far-reaching connections of the entire First American family of companies that dates back to 1889.

Learn More

Source: geekestateblog.com