Huntington Business Voice Credit Card – 4% On Categories (Grocery, Gas, Office Supply & More), $150 + 8%

Update 9/21/21: You can get a $150 bonus after $2,000 in spend within 60 days. The 4% categories turn into 8% for the first 60 days as well.

Huntington Bank has launched a business Voice credit card. It’s quite similar to their personal Voice card, but much better in most respects. Let’s take a look at the new card.

Card Basics

  • Can’t apply online, must apply in branch. Branches are in: OH, MI, IN, PA, KY, WV, IL & WI [branch locator]
  • Choose one category to earn 4% cash back in. You can change category every quarter and you earn 4% cash back on the first $7,000 each quarter. 4% categories you can choose from are:
  • Earn 1% cash back on all other purchases
  • No annual fee
  • No foreign transaction fee
  • No sign up bonus

Our Verdict

Bit annoying that this card doesn’t have a sign up bonus and you have to apply in branch. That being said the flexibility of the 4% categories is great and the categories themselves are actually useful. I can see a lot of people being happy with an extra $28,000 in grocery store spend annually at a high 4% rate. If you can max out that full $28,000 you’re earning an extra $560 compared to a flat 2% card. It’s a shame you can only pick one 4% category. Let me know your thoughts on this new card in the comments below.

Source: doctorofcredit.com

Chase Marriott Bonvoy Boundless 125,000 Points + Free Night Certificate (50k)

Update 9/23/21: Deal now live

The Offer

Direct link to offer

  • Chase is offering a bonus of 125,000 points + free night certificate (good on up to 50,000 points) after $5,000 in spend on the Chase Marriott Bonvoy Boundless card.

Card Details

  • Annual fee of $95, not waived first year
  • Eligibility for this product: The product is not available to either:
    • current cardmembers of the Marriott Bonvoy™ Premier credit card (also known as Marriott Rewards® Premier) or Marriott Bonvoy Boundless™ credit card (also known as Marriott Rewards® Premier Plus), or
    • previous cardmembers of the Marriott Bonvoy™ Premier credit card (also known as Marriott Rewards® Premier) or Marriott Bonvoy Boundless™ credit card (also known as Marriott Rewards® Premier Plus), who received a new cardmember bonus within the last 24 months.
  • Eligibility for the new cardmember bonus: The bonus is not available to you if you:
    • are a current cardmember, or were a previous cardmember within the last 30 days, of Marriott Bonvoy™ American Express® Card (also known as The Starwood Preferred Guest® Credit Card from American Express);
    • are a current or previous cardmember of either Marriott Bonvoy Business™ American Express® Card (also known as The Starwood Preferred Guest® Business Credit Card from American Express) or Marriott Bonvoy Brilliant™ American Express® Card (also known as the Starwood Preferred Guest® American Express Luxury Card), and received a new cardmember bonus or upgrade bonus in the last 24 months; or
    • applied and were approved for Marriott Bonvoy Business™ American Express® Card (also known as The Starwood Preferred Guest® Business Credit Card from American Express) or Marriott Bonvoy Brilliant™ American Express® Card (also known as the Starwood Preferred Guest® American Express Luxury Card) within the last 90 days.
  • Chase 5/24 rule applies to this card
  • Free award night every anniversary valid at a property costing up to 35,000 points
  • Card earns at the following rates:
    • 6x points per $1 spent at Marriott Bonvoy hotels
    • 2x points per $1 spent on all other purchases
  • Elite status:
    • Automatic silver elite status
    • Gold status if you spend $35,000 or more within a card member year
    • 15 elite night credits towards status each year

Our Verdict

Better than the previous deal of 100,000 points. We will obviously repost this bonus when it goes live, mostly posting now because apparently Chase won’t match this offer. This will go onto the best credit card bonus page.

Source: doctorofcredit.com

[YMMV] Chase United Spending Bonus

The Offer

Direct link to offer

  • Chase is offering some cardholders a spend bonus. Spend is required between October 1 and December 15, 2021. Some of the offers:
    • Spend $11,000+ and earn 1,500 bonus miles
    • Spend $500+ and earn 500 bonus miles
    • Spend $1,000+ and earn 500 bonus miles

Our Verdict

These offers mostly suck, but maybe some people have a good one.

Source: doctorofcredit.com

American Express Marriott Bonvoy Brilliant 150,000 Point Sign Up Bonus + Free Night Certificate (85K)

The Offer

Direct link to offer

  • Sign up for the Marriott Bonvoy Brilliant card and earn 150,000 bonus points and a free night certificate good on a property up to 85,000 points when you spend $5,000 within the first three months

Card Details

  • $450 annual fee
  • $300 in statement credits each year of card membership for eligible purchases at Marriott properties
  • Card earns at the following rates:
    • 6x points per $1 spent at participating SPG & Marriott Rewards hotels
    • 3x points per $1 spent at U.S. restaurants and on flights booked directly with airlines
    • 2x points per $1 spent on all other purchases
  • Free night award every year after your card account anniversary (can be used at any property that costs under 50,000 points per night)
  • Complimentary gold elite status
  • Platinum elite status after you spend $75,000 or more on the card in a calendar year
  • 15 nights towards elite status (you’re restricted to getting this benefit once per Marriott Loyalty program number)
  • Unlimited complimentary priority pass lounge access for you and up to two accompanying guests
  • Statement credit for Global Entry ($100) or TSA PreCheck ($85) every four years
  • No foreign transaction fees
  • Free, unlimited Boingo Wi-Fi access
  • Free in-room premium internet access at SPG & Marriott participating hotels
  • Welcome offer not available to applicants who (i) have or have had The Ritz-Carlton Credit Card from JPMorgan or the J.P. Morgan Ritz-Carlton Rewards® Credit Card in the last 30 days, (ii) have acquired the Marriott Bonvoy Boundless Credit Card from Chase, the Marriott Rewards® Premier Plus Credit Card from Chase, the Marriott Bonvoy Premier Credit Card from Chase, the Marriott Rewards® Premier Credit Card from Chase, the Marriott Bonvoy Bold Credit Card from Chase, the Marriott Bonvoy Premier Plus Business Credit Card from Chase or the Marriott Rewards® Premier Plus Business Credit Card from Chase in the last 90 days, or (iii) received a new Card Member bonus or upgrade offer for the Marriott Bonvoy Boundless Credit Card from Chase, Marriott Rewards® Premier Plus Credit Card from Chase, the Marriott Bonvoy Premier Credit Card from Chase, the Marriott Rewards® Premier Credit Card from Chase, the Marriott Bonvoy Bold Credit Card from Chase, the Marriott Bonvoy Premier Plus Business Credit Card from Chase or the Marriott Rewards® Premier Plus Business Credit Card from Chase in the last 24 months.

Our Verdict

Previous best offer was 125k points + $200 restaurant credit. This is a better deal as long as you use the free night certificate on a stay you’d be happy to spend $200+ on normally as this is an extra 25k points. Personally I’d make sure you have a plan for three things before signing up:

  • What you’ll use the Marriott points on
  • What you’ll use the resort credit on
  • What you’ll use the free night certificate on

There is also an increased offer on the Marriott boundless & Marriott business card. We will add this to our list of the best credit card bonuses.

Source: doctorofcredit.com

Blispay 2% Card Suspends Operation (Permanently)

Update 9/20/21: Blispay has now shut down permanently. Sending this e-mail out:

We are writing to inform you that we will be closing your Blispay account effective immediately.
While this is not the outcome we had wished for, we are thankful for your business and support.

Original post: Blispay is a 2% credit card which also offers financing on purchases $199+ with no fees for 6 months.. They’ve just announced that they are suspending “lending”, but that means you can’t use the card at all. They call it a temporary move, probably due to lack of funds, but this doesn’t look great for the overall viability of the company. Presumably, there are too many free-floaters who take advantage of the 6 month financing and then pay off the balance without incurring fees.

A number of readers sent over this information since Blispay just emailed this out. I guess people like Blispay for the free float  or else just as another 2% card for those who maxed out the regular 2% options.

Source: doctorofcredit.com

Chase Southwest Cards: Spend $12+ at DoorDash, Get $10 Statement Credit (9/20-9/24)

The Offer

  • Chase is offering a $10 statement credit to Southwest cardholders who spend $12 or more at DoorDash from September 20th through 24th.

Our Verdict

Reader AW sent this in a few days ago with the above emailed screenshot, and we assumed it was a targeted offer. However, Frequentmiler reports hearing from the Chase PR team that this is a public offer for everyone. Sounds like it should work on all Chase Southwest Rapid Rewards consumer credit cards; unclear if it’ll work on business cards.

Try finding a valid DoorDash promo code to save even more.

Source: doctorofcredit.com

Chase Classpass Benefit: 15% More Credits & 5x Rewards

Chase cardholders that have used their card with Classpass have received an unexpected e-mail saying they get 15% more credits per month and 5x rewards when using their Chase card. I don’t recall Chase or Classpass ever mentioning this partnership, but worth switching over to a Chase card if you do use Classpass.

Source: doctorofcredit.com

Chase Extends Pay Yourself Back Until December 31, 2021

Chase has extended the popular Pay Yourself Back feature until December 31, 2021. Chase Sapphire Reserve cardholders get 1.5¢ in value and Chase Sapphire Preferred cardholders get 1.25¢ in value when redeeming points against specific categories. Business cardholders get 1.25¢ on the Business Preferred & Plus and 1.1¢ on the Business Cash & Unlimited. The categories will remain the same for the business cards, but it’s unclear what will happen to the personal cards although the charity category is showing as valid until 12/31/22 (previously charities was already valid until 12/31/21).

Source: doctorofcredit.com

Free 3 Years Of Shipt Membership For Visa Infinite Cardholders ($297 Value; Includes Sapphire Reserve)

Visa announced a new partnership with Shipt as a benefit on their consumer cards.

Press Release | Enroll Here

  • Visa Infinite Cards get three years of free Shipt membership (normally $99 per year), with free delivery on orders $35+.
  • Visa Signature Cards get three months of free Shipt membership, then nine months of membership at 50% off, with free delivery on orders $35+.
  • All other Visa U.S. Consumer Credit Cards get one month of free Shipt membership, then three months of membership at 50% off, with free delivery on orders $35+.1
  • Certain Offer Terms apply, visit shipt.com/offer-terms-for-visa to learn more.

This is an excellent new freebie for Visa Infinite cardholders which include cards such as the Chase Sapphire Reserve that many of us have. I’ve always eyed the Shipt option on Target.com for quicker delivery, but never used it before. Other stores offer Shipt delivery as well, including: select Costco locations, CVS, Petco, H-E-B, Meijer, Bed Bath & Beyond, Petco.

Readers note that prices via Shipt are higher and that you need to tip as well. Also, be sure to set yourself a reminder to cancel before the 3 years are up, else you’ll be automatically charged.

The Fine Print

  • Offer valid from 9/17/2021 through 12/31/2024 (“Term”).
  • Cardholders enrolling during the Term with a qualifying Visa Infinite card (“Card”) receive a free Shipt membership for up to three (3) years from enrollment date and no less than twelve (12) months if you enroll by 12/31/2024, which (i) includes waived delivery fees on orders over $35 (“Offer”) and (ii) is only redeemable through Shipt web application at shipt.com or the Shipt mobile app.
  • Your membership will begin on the date that you enroll your eligible Visa consumer credit card to your Shipt account.
  • Existing Shipt members that enroll in the Offer start their free membership at the expiration of their current paid membership. Cancellation of an existing Shipt membership will result in Offer ineligibility.
  • Enrolled cardholders must use the Card as the default payment method to redeem, have Offer remain effective, and have Offer apply, or may be subject to additional fees.
  • Eligibility for Offer is limited to one per person per Shipt account, and per eligible Visa card. Payment through third-party payment accounts, or online or mobile digital wallets (like Apple Pay and Google Pay), or memberships purchased through third parties are excluded from this offer.
  • Once enrolled in the Offer, cardholders are subject to the Shipt Terms of Service, Privacy Policy (https://www.shipt.com/terms-of-service/), and Shipt Promotion Terms and Conditions (https://www.shipt.com/promotional-credit-terms/).
  • You can cancel your membership at any time at shipt.com. Unless you cancel your Shipt membership prior to the expiration of your free period, your Shipt annual membership will auto-renew for a new subscription at then current membership rates.
  • Orders with alcohol may incur a $7 alcohol delivery fee. Charges for items purchased, taxes, tips, and retailer-charged fees (such as, where applicable, bag fees) and additional fees may still apply. Offer valid only where Shipt service is available.

Source: doctorofcredit.com